An important message to our personal investors

Effective 15 December 2017, Uniting Financial Services is no longer able to offer our At Call and Higher Values Online Investments. All existing investments will move to either our new Rolling 31 Day Investment (Previously: At Call) or Higher Values 31 Day Roll Investment (Previously: HVOL). If you have a Self Help Investment the way you operate your investment will change.

Please note that Church organisations, ministers and staff investments are not affected.

Click here to learn more about changes to your At Call Investment – FAQs At-Call & HVOL

Click here to learn more about changes to your Higher Values Online – FAQs At-Call & HVOL

Click here to learn more about changes to your Self Help Investment – FAQs Self Help

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Ethical Diversified Fund

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UFS Personal Loans now available

UFS Furniture Loans are no longer available

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Commercial Loan – Property Lending

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Fixed Term Investment

Personal, Company, Trust & Others

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Self Help Scheme

Uniting Church Organisations

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Ideal Investing

Get your Uniting Church Organisation’s funds working hard for you and those less fortunate in the community with these innovative investments.

You & Your Community

Every dollar you invest in a Uniting Financial Services investment receives a good rate of return and helps less fortunate community members.


Uniting Online

Welcome to Uniting Financial Services Internet Access. Manage your investments securely and conveniently online, anytime and anywhere you wish.



Managing Your Finances

Whether you like to transact online, over the phone or in person we’ve got you covered. Our online service, Uniting Online is a safe & secure way to transact. You can register for Uniting Online here.

Interest Rates

Its about ideal investing, view our latest interest rates on our investment and loan products


Warren Bird

Executive Director
As our Executive Director, Warren has overall responsibility to lead the team and oversee the operations of Uniting Financial Services. He commenced with us in January 2015, bringing extensive experience from his 30 years in the financial services sector, of which 16 years he led the global fixed income team at Colonial First State, managing cash, government securities and corporate bond portfolios for clients in Australia, Japan, Hong Kong and the UK.

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Matthew Moore

Head of Ethical Investments – Treasury and Investments
Matthew has been a key member of the UFS investments team for 16 years, during which time he has been closely involved in directly implementing the Church’s Ethical Investment Policy.

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Matthew Craig

Head of Partnerships – Treasury and Investments
Matthew joined UFS in 2010 bringing with him 20 years’ experience in the financial services industry, having undertaken roles in retail, business and institutional banking with NAB. As Head of Partnerships, Matthew is responsible for managing the team that works closely with our Church Entities, Congregations, Community of Faith, Ministers and Synod staff, Commercial and Corporate portfolios.

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Carolyn Isaacs

Chief Financial Officer, Head of Risk and Compliance and Company Secretary – Treasury and Investments
Carolyn has responsibility for the prudential management of Uniting Financial Services including finance, risk and compliance and company secretarial. Focus is given to providing sound judgement and a prudential approach to the financial affairs of Uniting Financial Services.

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John McComb

Head of Strategy, Projects and Operations – Treasury and Investments
John has over 25 years of Investment Banking, Funds Management and Management Consulting experience and is responsible for supporting the Executive Director with strategy, new initiatives and operational activities. His most recent role has been Head of Investment Management for ACS Financial (the financial arm of Australian Christian Churches)

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Linda Johnson

Partnership Manager
Linda has extensive experience in the Banking and Finance sector having spent 30 years with the Commonwealth Bank in various roles. Linda has been with UFS since August 2006, working in partnership with various church entities in a number of different roles.

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Rebecca Pun

Partnership Investment Manager
Rebecca has over 16 years’ experience in the financial services industry, and is responsible for High Net Worth clients at UFS. Rebecca is a former Vice President of Morgan Stanley, and Head of Marketing Programs for Europe, Middle East and Africa. Rebecca worked in London for 9 years at Morgan Stanley, before settling back in Sydney.

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Malcolm Vaughan

Partnership Manager – Commercial
Malcolm has over 16 years experience in the banking and finance industry. He has been with UFS for five years and previously spent 11 years as a Business Banker at National Australia Bank.

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Anna Barrios

Senior Partnership Lending Associate
Anna is a results driven professional with over 19 years of experience in the Banking and Finance sector. Anna commenced work at Uniting Financial Services in March 2015, she has also worked at National Australia Bank for 16 years and St George Bank for two years.

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Uniting Online

Uniting Financial Services is not a corporatised financial services company or a bank. It’s a religious charitable organisation made up of two Uniting Church entities: The Uniting Church (NSW) Trust Association Limited & The Uniting Church in Australia Property Trust (NSW) to form & provide Treasury & Investment Services.
For more than 80 years we’ve been providing income to The Uniting Church in Australia’s Synod of NSW & the ACT, directly contributing to the Uniting Church’s mission & service to communities in need, as well as supporting church life & congregations.

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